When you were 16 you were most likely a telemarketer who put people on the phone to the real loan officers that closed the deal....you were just half of the wet spot on the pillow that spilled out of your mother when she tried to run to the bathroom to distinguish you with a douche bag....Get it straight loser!!!
At 16 you were an idiot and you haven't gained any ground since...hope daddy is loaded as you will suck as a lawyer just like all the spoon fed moron lawyers who can't get a win in traffic court...lmfaooooo