Hi Toofuzzy, I was not talking about the situation where you got a dividend equal to the amount lost when you sold the position, but the much more realistic situation where the dividend is more in line with the average, 5-15%/year of the value. Also I was addressing the situation where you were holding a high volatility position that you find has gone down prior to the end of the year, as might happen if you were looking to AIM something and started buying as it was headed down. Because you can not predict the low point, you might not have bought it at the low point or as it had already started on its way back up.
My thought is that near the end of the year might be a good time to jump on a position that you want in any case, regardless of whether you feel it has gone down as far as is likely, given its previous history. This way you can help spread out your RMD over more years and leave money invested to gain over time as well as avoiding current taxation. This is a good idea only if you don't need the money for current expenses.
Best,
Allen
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