I agree with much of what you said, however , in general, I think its best for you and others to refrain from "xxx will happen by thanksgiving" or "once xxx happens the stock will go higher". I think one of the problems with this board is the inflated expectations of what the stock will do in short term.
As you've said, and the WF conference call concluded, this is a real business and the upside is tremendous, but that doesn't mean the stock is going to shoot up in the next week or month.