Not "Our Year," but rather everyone else's year. MMRF off 39%. S&P 500 up 15% for the past 12 months YTD. If you bought MMRF instead of a dum-dum index fund or most other stocks you're losing doubly. Even worse if you compare MMRF with the NASDAQ QQQ index which is up 23%. And I'm not counting cash divs from those indexes.
Gee, I forget about the cash dividends Watchdog Bob pays to his loyal shareholders. What was that figure? Could it be ZERO?