And where does it say... that NET the loan/investment pay offs... and HHSE expenses... that SHAREHOLDER NET PROFIT WILL BE ANYWEHERE NEAR THAT??????????? Let me respond.... NO WHERE!! Do you really think the private investors... aren't get a huge return... Before HHSE... sees Penny one??? And I hope ALL KNOW THAT REVENUE.... Doesn't EQUAL.... PROFIT!! I see them Interchanged a lot..