Obviously these are verbal representations. That was my experience when I was there. As far as asking people about paychecks and if it's a scam or not. If I'm going to take time out of my vacation while visiting family to see the offices of an investment I made, I will be blunt, and slightly aggressive Which I was. I had pictures at one point which I will have to find. I wrote only what I experienced and what I perceived. I'm not coming back bloviating saying how awesome this company is and we all will be rich. They have a loooong way to go in order to try and gain some confidence back. Call me a liar? I don't think so sir. Some of us actually have integrity!