"Additionally, I am very pleased to welcome the newest addition to our executive management team. I have appointed Arnold Joseph "Avi" Yoskowitz to be our Chief Real Estate Officer, reporting directly to me. Mr. Yoskowitz brings a wealth of education, experience, talent, drive and focus to the company. Over his long and distinguished career, Mr. Yoskowitz has excelled as a real estate developer and broker, investor, builder, mortgage underwriter, planner and sales associate. His professional work history has included senior-level positions with the Citizens’ Housing and Planning Council of New York, Phipps Houses, Frist Realty Co. of Boston, the NYC Housing Development Corporation, a partnership appointment with Garden Homes and Commercial in New Jersey; and for the last twenty years, he has served as founder and CEO of the Heritage Group of Companies of NJ and TT Heritage Companies of Sarasota/Bradenton, Florida. Mr. Yoskowitz has successfully completed numerous land acquisitions, approvals, infrastructure improvements, build-outs, condomium conversions projects, and the like. He has been involved in the acquisition of residential and commercial REO properties, and has also specialized in turnaround situations. His professional credentials include: Registered NJ Builder, American Institute of Certified Planners, Green Builder Certification (NAHB), and Florida Real Estate Sales Associate. His numerous peer awards include energy conservation building awards, "Best Historic Renovation," and "Best Commercial Renovation." He has a Bachelor’s degree in Economics and a PhD from MIT in Housing Development and Finance, and was a fellow for two years at the Harvard/MIT Joint Center for Urban Studies. He worked at Harvard Law School on national housing development alternative policies with Professor Charles Haar and at Harvard Business School with Prof. Philip David. In New York, he was an adjunct faculty member of the New School and taught Urban Land Development. He has served on the Board of Trustees for the New Jersey Builders PAC, was VP of Metropolitan Builders of NJ, and has served on the board of Community Builders and the New Jersey Builder Association (NAHB). Additionally, his civic service includes an appointment as Vice Chair of the NY and NJ Region of the Anti-Defamation League, as former Chair of the Housing and Urban Affairs committee of the New England ADL and NY ADL, and on the Board of Trustees of the Jewish Community Housing Corporation and Metrowest Federation; We are very fortunate to have acquired someone of his caliber and capabilities, and someone who shares our company strategies, long-term vision and outlook. We expect Mr. Yoskowitz to add tremendous value to our team of seasoned professionals, and look forward to his many contributions to the success of our organization. Please then join me in welcoming Mr. Yoskowitz to the INCC executive team."