All hedged up is how the crash started and QE# drove the share price down so what ...this is owned by big institutes 34% to be truthful. Lending standreds are up,Leverage is good. Thats how we make money and i got in at 425 in feb.so the div is doing well. I think like nymt this will go on .If you want returns There is a reit index and it pays 10% and overhead to by a spread of these nice little MBS reits...they might know more than the chicken littles.....