It's May, rate on the 10yr is down below 2.5% and the S&P is falling. Pretty obvious what's happening. Should be a bounce in June and then another selloff. Sideways to down till Sept. After that who knows. I'm thinking a little bounce, then a little selloff and then run into Dec. Then a selloff when Christmas sales disappoint. All guess work based on what I know, what I don't know, what I think I know and what I think I don't know. LOL