I am a realist.
"Bird in hand is worth two in the bush."
"You can wish in one hand and you can crap in the other, see which one fills up first."
basically, I dont want to have any worries other than my health after the age of 45-50
plus, how does one learn? from others much wiser than one's self.
or from other's mistakes because I can't make them all myself, eh?
trust me, I have my sanctuary, I just know you have much knowledge and way more experience than I.