I believe Q1 & Q2 will show over 400% growth due to the fact that Q4 revenue was all (from the very limiting) Version 2.0 that only worked with BoK & no new contracts were signed, (revenue came from only 2 contracts the entire year) Q1 introduced Version 3.0 that works with all banks & has been used by Chase & BoA (how many banks & by whom we do not know yet), coupled with 4-5 new contracts signed that all contributed an up front licensing fee that (we do not yet know the value of yet either).
If we did 362% in Q4 then 400%+ is conservative & a high likelihood.