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04/25/14 9:10 AM

#241 RE: PraveenP #240

Hi Praveen,

I backtested your system back to 2006 in a papertrading account. It has performed well, though in 2008 there was a 50+ % drop. Here's a link to the portfolio and its perfomance:

https://www.flickr.com/photos/96890848@N08/

For someone in retirement, might it be better to keep and additional amount, says 2 years of expenses, in cash in order to cushion against downturns? Interested in your thoughts.

Thanks so much.

Greg