Bank of America check deposit still takes 2-3 days before funds clear. I've been using the BoA & Chase deposit app bi weekly for almost a year & never were funds avail to use next day. The check still needs to be converted to ACH to debit the issuer's bank before funds clear hence the reason of taking DAYS, Check 21 & eChecks is a whole new era that's been around for years that never got implemented heavily in our banking system, we are talking Instantly or same day fund availability while saving the bank ACH fees with a low flat rate. $MYEC MyECheck
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