At the end of Dec. 2012 the NPA's were $14,352,000.
At the end of Dec. 2013 the NPA's were $9,647,000 .
They took off another $4.7MM which is a 33% improvement YoY. They still have a ways to go but they're ratcheting those down quite well. It's working!
http://banktracker.investigativereportingworkshop.org/banks/michigan/oxford/oxford-bank/
"The mediocre teacher tells. The good teacher explains. The superior teacher demonstrates. The great teacher inspires."
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