Oxford Bank Corp. (OXBC)

[56Chevy]

Among all these strengths what is the weakest link in the chain? NPA's are still a little high at 13.40%..they must continue to come down. The average for all bank's Nationally with between $250MM ~ $500M in assets is 3.03%.

NPA progress report news is good.

At the end of Dec. 2012 the NPA's were $14,352,000.

At the end of Dec. 2013 the NPA's were $9,647,000 .

They took off another $4.7MM which is a 33% improvement YoY. They still have a ways to go but they're ratcheting those down quite well. It's working!

http://banktracker.investigativereportingworkshop.org/banks/michigan/oxford/oxford-bank/