Bullish yes. However, there are factors and conditions that one must consider, as to the bond insurer industry. Let us hope there are few and far apart, municipalities, cities that get in hot water. But I believe, we are safe for the next few years. And you betcha, that the insurers will be real careful on what and how they write new policies. Now is the time to be patient and add on any major sell off. Hopefully, by Q3 we will be golden as a bond insurer again. A good analogy is we are out of intensive care and in the recovery room. GLTA, IMO.