len: The "head in the sand" comment would hardly apply to me. It would seem that someone who was in the situation you describe, such as a speculator or highly leveraged, and in denial would fit "head in the sand".
You just love to sling those little barbs at people thinking they make your point better. It does not work well with me. If my head is in the sand, it's a far better place then having it shot with birdshot! LOL
One could say that you "have your feet stuck in mud" when it comes to real estate ownership. Of course I would never say that. <g>
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