Real American Capital Corp (RLAB)

[RKD1953]

AFFILIATES OF rlab ACCORDING TO WEBSITE

Dreamcatchers Entertainment International, Inc.


Dreamcatchers will be an entertainment company that will eventually operate throughout the United states and in certain intercontinental and overseas locations. Dreamcatchers will primarily engage in the sale of sprirtuous, maltous and vinous beverages, and will provide and offer entertainment-based physical locations comtemporaneously verging on retail, media and niche market specific-event endeavors. Dreamcatchers' temporary website, under development is http://drem.us.





Mike and I will merge Dreamcatchers with Real American Capital Corporation (US,RLAB.PK), an existing public company that will be reorganized in much the same manner as Apple Rush, and will, initially, be domesticated in Delaware, and, thereafter, will be redomesticated to Florida due to industry-specific tax and employment strategies. Mike and I are hopeful that we can obtain the symbol "DREM" from FINRA for use with this company.





We expect to complete the reorganization between Real American and Dreamcatchers by the end of the first calendar quarter of 2014.





In the case, as is the case with Aplle Rush, EMS and First Hudson, we will be the principal shareholders by plurality, due to the date the holding company is prepared to undertake the ownership of the affiliated companies.





National Property Trust.


NAtional Property Trust ("NPT") will be a real estate holding company that will eventually own and manage commercial and residential real estate properties throughout the United States and in certain intercontinental and overseas locations.





Mike and I will merge NPT with Encounter Development Technologies Inc. (US.ENTI.PK), an existing public company that will be reorganized in much the same manner as Apple Rush, and that will be redomesticated from Colorado to Delaware. Following out initial notifications to OTC, FINRA, and SEC, it is my intention to file a registration statement with the SEC on either form N-2 or form S-1 (together with an application on Form N54-A) in order to position the company as a as a registered investment company under the investment Company Act of 1940. Mike and I are hopeful that we can obtain the symbol "NPTC" from FINRA for use with this company.





We expect to complete the reorganization between Encounter and NPT by the end of the first calendar month of 2014. Moreover, I expect to file the current reports with OTC not later that January 13th in order to remove OTC's restrictive notification for Encounter on its website. Encounter will continue to use its website, http://enticorp.net until it completes the reorganization with NPT.





In this case, as is the case with Apple Rush, EMS and First Hudson will be the principal shareholders by plurality, to the date the holding company is prepared to undertake the ownership of the affiliated companies.





First Intercity Bancsystems, Inc.


I expect that Mike and I will be filing the incorporating documents of First Intercity with the State if New York during the calendar first quarter of 2014. We have received approval for use of the name by the New York State Banking Department: now, we must lay the groundwork for what will become known as a revolutionary concept in banking.





To ease regulatory burdens imposed on financial institutions in New York and elsewhere, First Intercity will actually operate two distinct divisions: the first being a credit union, which will conduct day-to-day banking business (i.e., demand and time deposits) for its members (residents and persons who work in the city), and, initially, it will offer other services limited to credit cards, auto loans, stock brokerage insurance, and real estate services; the second division will be a financial service concern that will operate from the branch on a 24-hour basis. This is the exciting part of the transaction. The financial services division will cash checks (as would a non-bank check cashing service), provide our night, their day correspondent banking services in (initially) three foreign countries by direct arrangement and access to our online internal operating systems, offer, a number of financial products to those persons who cannot maintain routine bank relationships during normal business hours, and maintain in-house processing of the credit union's daytime paperwork.





Mike and I selected the initial location, which has been completely remodeled, and it is located in the heart of Rochester.





The holding company of the credit union and the financial services concern will be publicly held. I estimate that we should have the banking company formed and organized in New York during the calendar first quarter of 2014 and that we should obtain regulatory approval to operate the credit union and financial services subsidiaries as soon as possible as governed by the time lines of the necessary regulatory powers. Erstwhile, we will be filing the necessary registration statements and other reports with the SEC and FINRA. With this specific company, we are not relying on an existing trading company that we can reorganize; this concern can have no hidden transactions or history; thus, we will be conducting an initial public offering on the holding company.





Clearly, Mike and I, while remaining as the principal shareholders and organizers, are not qualified to oversee the business and affairs of a present-day financial services and banking concern. (It's been over 25 years since I served as the chairman of a banking concern and my knowledge of today's operating and interbank borrowing procedures is extremely limited.) We are actively accepting resumes from individuals to determine who will serve as the principal and senior executive officers of the holding company, the credit union, and the financial services division. (Initially, due to budgeting, we expect the person we appoint as the president and chief executive officer of the credit union will also serve in that same capacity with the holding company and financial services division.)





Initially, this concept will be introduced in Rochester, New York; however, due to our plan of operations and expectable customer base, our matrix requires the location of future branches (in New York State or elsewhere) to be located in metropolitan SMSA's wherein the majority of our members are working-class persons who have experienced financial difficulties (i.e., foreclosures, bankruptcies, and the like) and who do not qualify for the benefits of a regular banking relationship. In addition to other benefits of membership with us, we intend to limit profits (for a limited duration, for introductory purposes) so as to be able to pay higher interest rates on term time deposit accounts, extremely low interest rates and finance charges on our credit cards and car loans, and we will be offering a rewards program (i.e., points that can be redeemed for hotels, shopping, car rentals, etc.) to First Intercity's customers.





Electronic Merchant Systems Rochester, Inc.


EMSR,Inc., a credit card merchant processing, credit acquiring, ATM placement, reward program providing, small merchant loan providing, and amusement and vending providing company, . EMSR, Inc., has been conducting business for some years and conducts business in the ordinary course. EMSR's temporary website, under development, is http://thechargecardguy.com.





As is the case with the a number of affiliated companies, Mike and I will merge EMS with Oncology Med, Inc. (US.ONCO.PK), an existing public company that will conduct a 251(g) reorganization and that will survive the merger and plan of reorganization. Mike and I are hopeful that we can obtain the symbol "EMSR" from FINRA for use with this company.





We expect to complete the reorganization and complete all of that public company's delinquent filings and notifications with the SEC and FINRA, respectively, within three months from the closing of that transaction. The current business of EMS will continue uninterrupted by the merger and plan of reorganization with the public company.





In this case, First Hudson will be one of the principal shareholders and Mike will have formed a separate entity to own his shares in EMS, so as not to reflect EMS' ownership of treasury shares on its book-of-account. Once again, the ownership structure of EMS will remain intact to the date the holding company is prepared to undertake the ownership of the affiliated companies.





Hudson and Grande Consulting, Inc.


Mike and I will be forming and organizing this corporation in New York and we will assign all of out existing private client business (securities and real estate management) to this company following its incorporation. In addition, Mike and I will be assigning and existing real estate firm, a (New York State) liquor-licensing agency, and insurance agency, and a stock brokerage firm to this company. Hudson and Grande's website, under development, is http://hudsonandgrande.com.





This is the company that will eventually own NRI. Moreover, Mike and I plan to appoint you, in addition to others, to serve in the Board of Directors of Hudson and Grande. (The boars of directors of Hudson and Grande will be comprised of people who are prominent in their respective fields, each of which will be different from the other.)





Eventually, this company will provide services to First Intercity and to the other affiliated public companies, and to the public, following our having registered Hudson and Grande's securities with SEC and following the company's notification to FINRA, after we identify and complete a reorganization with an existing public that will suit the company's needs. Mike and I are presently evaluating a number of companies; however, to-date, we have not selected a company for use by Hudson and Grande.





Mike and I expect to incorporate and transfer our existing businesses to this company in February 2014, which will be followed up by necessary filings with the SEC, FINRA, and OTC not later than the end of the calendar third quarter of 2014. We will request FINRA to assign "HGCI" as this company's trading symbol.