Fannie Mae-No Politics (FNMA)

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Melvin Luther "Mel" Watt is a Democrat who has served as the United States Representative for North Carolina's 12th congressional district since 1993. Watt has served on the House Financial Services Committee and House Judiciary Committee and has worked with consumer advocates to combat predatory lending and helped draft language in the 2010 Dodd-Frank Act.

HARP is a federal program that was created in March 2009 by the Federal Housing Finance Agency to help underwater homeowners refinance their mortgage without paying down principal and without having to pay mortgage insurance. HARP presents an opportunity for homeowners who are not behind on their mortgage payments and allows them to take advantage of today's low interest rates.

Secure One Capital is currently accepting applications from homeowners who could possibly qualify for HARP 3.0 or could refinance through other means. Secure One Capital is a direct mortgage lender that specializes in HARP refinances. Located in Newport Beach, Secure One Capital has been helping homeowners refinance since 1994. To apply for a HARP refinance homeowners should visit secureonecapital.com or call [phone] to speak with a licensed Account Executive.