Great post & advice as usual..Caz. I just spent a little over a week in Buckeye, AZ in a retirement area. Spent considerable time "at the club". As a newcomer, it felt great being the youngest in the pool & hot tub. As a newcomer, I don't know enough people to chat financials. Although a few asked, and, I responded that I am a retired "Finance person" - which opened the conversation up a little. I didn't get many/much specifics from the "snowbirds", but, one thing seems universal. They are invested and don't worry about it day to day. Most of them, like myself, have most of their retirement account "managed" by one of the big companies - except the ones who own extensive businesses managed by their family. But, a few I spoke with more directly, have $50K to a couple hundred $K that "they play with". The all have at least 1 penny stock....just for the possibility of hitting a Home Run "for their Grandchildren". I tried to remember names & symbols as they rattled them off. When I got back to the house, I checked those I could remember. Most - if not all - were in the same class that we discuss daily. For the money invested, SVFC could prove to be my Home Run. So, far, I have mostly INO profits invested in SVFC and a few others. Meanwhile the monthly check that we live on comes from my prior employers dividends. When I was working, I didn't like that part of my bonus was paid in options, but, I sure like it now. So I think I have plenty of time to wait on SVFC. So GO SVFC >>> $$$
And, thanks again Caz & others for your ongoing help with SVFC. Maybe, someday, I'll tell my grandchildren about a few strangers on the SVFC board who helped buy them their houses & cars.
