In Zeev's Honor, Plan the Trade and Trade the Plan

[lee kramer]

Credit scores are like SAT scores; they may get you in but they'll surely keep you out. People use 'em because it's a lot easier than thinking. Run into some financial difficulty, [most of us do] andf your lovely credit score goes down the loo. Screw 'em, try not to depend on 'em.

I see the Red Sox and Dodgers in the Series; man, that'll be a lot of air miles.