There is a simple solution for this "problem" - to increase face value of bullion coins, like $20 for silver eagle and $1000 for gold eagle. There is no risk for the Government anyway, even if the price of precious metals falls below those marks. For example, Canadian mint prints $20 and $100 silver coins with silver content well below the face price. When some investors tried to cash those coins (in banks or retailers) they discovered that they own "non-circulated legal tender" coins issued for collectors only. Such a Government approved scam. Now you can buy them below face value sometimes...
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