Marine, no offense, but you're coming off as a bit foolish in these posts. You're saying you don't have time to read the websites and such, and that's fine. But then that means you aren't doing your DD, you're asking for others to do it for you. Instead of posting, you should be reading. Many of us here can tell you everything the company does, but you should be WORKING for your money. In the time it's taken you to read and write these posts, you could have already read the links on the front page here.