Planet Pennies

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$IOGA ~ Corporations and Municipalities
The funding for retiree health care and Other Post-Employment Benefits (OPEB) plans often strains existing cash flows of most corporations and municipalities. Many such plans, especially among governmental entities, are grossly underfunded.

High Net Worth Individuals, Athletes and Entertainers

FIT plans can be modeled to not only provide significant volumes of life insurance, but also create substantial cash values that can be accessed to provide a tax-free income stream during retirement. In most cases, depending on age and insurability, FIT plans are designed with little or no out-of-pocket expense.