Thursday, July 18, 2013 11:47:52 AM
July 18, 2018
After exploring the issues related to housing finance reform with interested advocates, academics, and industry representatives at a series of working roundtables this year, we Democrats on the House Financial Services Committee, have agreed to a set of critical core principles for housing finance reform. We will oppose any legislation that is inconsistent with these principles.
-- Democratic Members, Committee on Financial Services
The principles call for the following:
· Maintain the 30-year fixed rate mortgage.
· Protect taxpayers.
· Provide stability and liquidity.
· Prevent disruptions to the U.S. housing market during a transition to a new finance system.
· Require transparency and standardization.
· Maintain access for all qualified borrowers that can sustain homeownership and serve homeowners of the future.
· Ensure access to affordable rental housing.
http://democrats.financialservices.house.gov/FinancialSvcsDemMedia/file/Democratic%20Principles%20for%20Housing%20Finance%20Reform.pdf
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