The ceo stated last year he was ready to sell due to the frustrations of losing his bank. The offers were terribly low which is why they call it a hostile takeover. He felt he could resurrect the company and get a better deal. He first deregistered with the SEC to disclose as little financials as possible for bidders to research. I think the business relationships he built went better than expected, coupled with ACH checking companies getting alot of bad publicity made life easier for contract negotiations. A large company can accelerate it's use rapidly, gain overwhelming exposure immediately (ex. paypal survey), and make him an instant billionaire! What would you do? Advance at a snails pace, or go from 0-60 in 5 seconds! BTW, I didn't want to sign up because I had1 post/day for 2 weeks. I gave in to answer your question, so I hope this helps!