Albina Community Bancorp (ACBCQ)

[SaltyMutt]

That is a rather broad question but maybe this will help. We are hoping/expecting for ACBC to either heal itself by itself or heal by way of a reverse merger with another bank, OPBC. As a great bankresearcher/philosopher/allaroundniceguy once told me, a reverse merger between the two is certainly possible as well as probable and would also be superior to ACBC trying to heal itself. A merger would save a ton of money for both banks. There would no longer be a need for two CEO's, two CFO's, two corporate headquarters etc. The problem is that neither bank is at optimum health to say the least but are getting better, so the question becomes, where will the money come from to put together a reverse merger? I do think chances are good that ACBC will survive regardless of whether there is a merger or not and is well worth keeping on your radar.