Well, lets take a deeper look into this. If the Americans and American banks wouldn't allow the enormous over consumption on borrowed money, the world would look slightly different today. Thanks to the enormous deficit you guys have created domestically, you have all by yourselves created a new emerging market, with an extremely high rate of people living on minimum incomes, being thrown it of their homes. You have states going bankrupt because of the unwillingness to pay taxes in order to finance the welfare system. Maybe the same method should be used in the US, take 15% of all private savings and get some order in the country!!