$NHPRD The need for solutions to the problems facing the healthcare industry led to the development of the health savings industry. The health savings industry is generally comprised of organizations that offer discount health programs to uninsured and underinsured individuals that enable these individuals to purchase the healthcare products and services they need at discounted prices. Discount health programs provide these individuals with a low-cost alternative to insurance that assist them in reducing their out-of-pocket healthcare costs. Discount health programs are typically offered to these individuals in the form of traditional membership service programs.
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