Coast Bancorp (CA) (fka CTBP)

[56Chevy]

Consolidated Reports of Condition and Income for A Bank With
Domestic Offices Only - FFIEC 041

Institution Name COAST NATIONAL BANK
City SAN LUIS OBISPO
State CA
Zip Code 93401
Call Report Quarter End Date 12/31/2012
Report Type 041
RSSD-ID 2579069
FDIC Certificate Number 34381
OCC Charter Number 23222
ABA Routing Number 122242526
Last updated on 1/30/2013

Schedule RC-R - Regulatory Capital

31. Tier 1 leverage ratio - 0.064722 %
32. Tier 1 risk-based capital ratio - 0.101748 %
33. Total risk-based capital ratio - 0.114623 %

62. Total risk-weighted assets - 70,989

https://cdr.ffiec.gov/public/ManageFacsimiles.aspx

*This bank is considered well capitalized.

Threshold Ratios

1 = Total Risk-based Capital ratio
2 = Tier 1 Risk-based Capital ratio
3 = Common Equity Tier 1 Risk-based Capital ratio
4 = Tier 1 Leverage ratio


TO BE CONSIDERED -

Well capitalized
1 - 10%
2 - 8%
3 - 6.5%
4 - 5%

Adequately capitalized
1 - 8%
2 - 6%
3 - 4.5%
4 - 4%

Undercapitalized
1 - < 8%
2 - < 6%
3 - < 4.5%
4 -<4%

Significantly undercapitalized
1 - < 6%
2 - < 4%
3 - < 3%
4 - <3%

Critically undercapitalized
Tangible Equity/Total Assets</= 2%

http://www.fdic.gov/news/news/financial/2012/fil12025.html