nah, I don't think you are a fool. You only have a small amount of money....if you split $1k into 5 different stocks you would have to make over 10% on all 5 stocks just to recover your commission.
Now, if you have $100000, I would say you were a fool, but only as a rule of thumb. Phoenix is a great investment, and at this price per share is almost unruly cheap....
-griz
IMO
"A one that is not cold is scarcely a one at all" --Strongbad