This company is owned by Physicians and is a very reputable Co. with testimonials of satisfied customers...JMO..Tiffer Fairway Facts Backed by AM Best, A rated, financially sound reinsurance carriers Utilizes binding arbitration to control overall claims settlements & litigation costs Consent to settle policy Physician owned company Regulated by the District of Columbia Department of Insurance Registered with National Association of Insurance Commissioners, #11840 Fairway is actively writing Medical Malpractice Liability Insurance in the following states: Arizona Idaho New Mexico Ohio California Georgia New York Washington Colorado Maryland