Banco Santander SA (SAN)

[Huggy Bear]

Sounds like a plan, nothing wrong with diversification. I dont remember what day instructions were to given by, sorry. I think the default if you give no instruction is cash divi but its been awhile since I looked being as I gave my broker instruction to always take the shares unless otherwise instructed to change the preference.

All depends on what your investment plan is as to which option is better, and sounds like you got it figured out. Best wishes in your investments.