Sure is, and as we all well know, the products of MMRF, or for that matter any other company in this field is a hard sell to get consumers to "buy in". That is why I feel that the success of MMRF is going to be very pointed out in future financial quarterlys when those 20 million employees of companys worldwide are receiving a company paid PHR which will force feed employees to take an interest in their own and their familys health. You simply cannot beat "Free PHR" for employees whose companys know what the final result will be..less absent employees and employees taking a real interest in they and their familys health which of course will help drive down the medical costs for any company. Our PHR will be a very small cost to companys benefit plans and everybody wins!...JMO...Tiffer
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