eLayaway, Inc. (fka ELAY)

[ascientificmethod]

Not everyone had credit cards or wants to use them. Also, using elayaway's service will increase your credit score. People who use credit cards aren't going to use a layaway service because it would cost them more money. It's a fact that people who can't afford to buy things outright either in cash or with a credit card, don't save money for the things they want.