You are reinventing the wheel. Fleet Trucks already have this. Do some DD. If you’re a truck driver or driving a company owned vehicle, you are dealing with a different set of rules. I talked with some folks at Penske Logistics about this topic. Penske has the ability to monitor their drivers through RFID and even know which places they enjoy stopping to eat. By accepting a job with the company, you forfeit your anonymity behind the wheel, as the company claims the right to monitor their equipment and employees.
Ever heard of the insurance company Progressive? They have a product called "snap shot". It plugs into your car and it does the following:
Trip start date and time
Duration
Distance
Max speed
Time in different speed bands
Number of hard braking events
Number of extreme braking events (sometimes classified as accidents)
Number of hard acceleration events
Time spent at idle
Snapshots of speed at defined intervals
Progressive calls this policy a Pay As You Drive program a form of a usage-based insurance. They state that to get the greatest discount a driver needs to brake gently, drive less than the average driver, and minimize driving during rush hours and the time between midnight and 4:00 A.M.
Of note, Progressive isn’t the only company offering good driver monitored discounts on insurance. GMAC partners with GM’s OnStar subsidiary to offer potential discounts if you agree to allow OnStar to monitor your driving habits and report them back to the insurance company. State Farm offers an iPhone app that grades your driving, but at this stage, does not claim to report the results to the company, nor does it offer any kind of insurance discount for those who opt in.
But you are right. These Fortune 500 companies are waiting for Someone, Anyone, to come up with something that their personal in house think tanks can't figure out for themselves
It's far better to buy a wonderful company at a fair price than a fair company at a wonderful price.
