Penny Roger$ Wednesday, 08/15/12 06:00:41 AM Re: Timothy Smith post# 17 Post # of 53 Agreed.. One of the great crash plays here. Never, ever invest with money you need to survive on. Never ever put all your money on one bet. Diversify or die and have patience, while setting tight stop losses. $20 or less in commission fees is almost always cheaper than a 5-40%+ drop in share value.