Don't use these funds for the long term. In Nov 2000 the ndx was about the same as now. If you bought the qqq then you would be about even. ryvnx then was 49.30 now 20.60. ryvyx then was 32.30 now 21.26. The fees they charge are internal, you don't see them. Bmourn posted something about this @ clearstation. GL
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