It figures YOU would say "In this case, I don't think it was" because you have been trying to spin everything "In this case," to meet other objectives. NOT, JMHO... Because as your just said, in the same breath,
If it's fraud, it's deliberate, by definition.
Unreal!!!
Life's journey is not to arrive at the grave
safely in a well-preserved body,
but rather to skid in sideways,
totally worn-out, shouting,
'Holy shit! What a ride!'