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Monday, 03/12/2012 12:16:58 AM

Monday, March 12, 2012 12:16:58 AM

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Village Bank and Trust Financial Corp. is a bank holding company whose activities consist of investment in its wholly-owned subsidiary, Village Bank (the Bank). The Company formed three wholly owned subsidiaries of the Bank, Village Bank Mortgage Corporation (Village Bank Mortgage), Village Insurance Agency, Inc. (Village Insurance), and Village Financial Services Corporation (Village Financial Services). It offers a range of banking and related financial services, including checking, savings, certificates of deposit and other depository services, and commercial, real estate and consumer loans. The Bank receives deposits, make consumer and commercial loans, and provide other services customarily offered by a commercial banking institution, such as business and personal checking and savings accounts, drive-up windows, and 24-hour automated teller machines.

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