Ken, The percentage historical US 10 year bond rates I've looked up are (starting 12/31/1984 through 12/31/2001 respectively) :- 11.55% 9 7.23 8.83 9.14 7.93 8.08 6.71 6.7 5.83 7.84 5.58 6.43 5.75 4.65 6.45 5.12 5.07 The current rate is I believe around the 3.95% level (Jan 2003)