<A HREF="http://www.agoracom.com/nonmemforum/msgreview.asp?id=411568&refid=0&orig=411568" target="_blank">http://www.agoracom.com/nonmemforum/msgreview.asp?id=411568&refid=0&orig=411568</A> I posted this awhile back on Agoracom. Not that prediction #1 was hard to imagine.