BEACON FEDERAL BANCORP, INC. (BFED): Beacon Federal Bancorp, Inc., is a bank...

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Monday, 02/06/2012 5:07:16 AM

Monday, February 06, 2012 5:07:16 AM

Beacon Federal Bancorp, Inc., is a bank holding company. The Company wholly owns Beacon Federal (Bank), a federally chartered savings association. The Company’s principal business consists of originating one- to four-family residential mortgage loans, consumer loans, home equity loans, commercial real estate loans, multi-family mortgage loans and commercial business loans. These loans are originated from its corporate office in East Syracuse, New York, and from its seven full-service branch offices located in East Syracuse, Marcy and Rome, New York; Smartt and Smyrna, Tennessee; Tyler, Texas, and Chelmsford, Massachusetts. All loans originated in its branch offices are centrally underwritten in its corporate office.

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