WEALTH BUILDERS TRADERS PARADISE

[Recognizer]

Looks like might have to wait to see whats really going on come June and 11/15/12 when notes are due.I ain't selling. We will be required to repay any Notes due 2012 that are not redeemed or converted prior to maturity for 125.411% of their principal amount, or $37.7 million. We are accreting the principal premium ratably over the six-year period from inception until the Notes due 2012 mature and are recognizing such accretion as additional interest expense. The effect of this accretion is to increase the effective yield to the holders to 12% per annum based on the par value of the Notes due 2012. The effect of the accretion related to the interest payments made by the issuance of additional notes is to increase the effective yield to the holders from 12% to approximately 13% per annum.