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Wednesday, 04/04/2001 4:14:34 PM

Wednesday, April 04, 2001 4:14:34 PM

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Monarch Dental Corp. manages dental group practices in selected markets located in Texas, Wisconsin, Pennsylvania, Virginia, Ohio, Arkansas, Utah, Colorado, Georgia, New Jersey, Florida, Indiana, Arizona and New Mexico, as of December 31, 1999. Dentists practicing at the Company's dental offices provide general dentistry services such as examinations, cleanings, fillings, bonding, placing crowns and fitting and placing fixed or removable prostheses. At many of the Company's Dental Offices, dentists also provide specialty dental services such as orthodontics, oral surgery, endodontics, periodontics and pediatric dentistry. At December 31, 1999, the Company owned and managed 190 Dental Offices, of which 28 were internally developed and 173 were acquired (11 of these offices were subsequently closed) by the Company.

Founder: The Free and Clear Foundations of Earth, Chairman & CEO Penny King Productions, The Free and Clear Bancorporation, Senior Trustee; The Free and Clear Fund. A former banker, top analyst at exchange.com before they ran out of money, and Chairman o

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