Value Microcaps Motherboard

[10 bagger]

DCOM..
The bank is larger than I follow but one thing that I do not like is a restructuring charge associated with a bank... Bank only use brain power to produce earnings and any restructuring charges represent brain drains...The main problem with larger banks is the same as the Drilling Funds of old... If you the money you have to drill and you only have a short window which to deploy... DCOM has a very high efficency ratio of below .40 and if management could deploy funds in a more productive way it could deserve a higher multible.. The problem here as with most large organizations is the lack of ownership by insiders..and the fear of job of those down the management chain to demonstrate or produce any creative new programs ..hank