Carver Bancorp, Inc (CARV)

[56Chevy]

An institution is deemed well-capitalized if: it has a total risk-based capital ratio of at least 10%, a Tier 1 risk-based capital ratio of at least 6%, a Tier 1 leverage ratio of at least 5% and complies with other regulatory requirements.

How is Carver stacking up?

Carver's capital level exceeds regulatory requirements, with a Tier 1 leverage capital ratio of 9.10% versus the required 9.00% and total risk-based capital ratio of 14.38% versus the required 13.00%. We are also making excellent strides in the second major step in the process with the dispositions in the HFS portfolio and improvements in delinquencies and non-performing loans, and that will continue to be our priority goal."

Ms. Wright continued: "The key to Carver returning to profitability is to build on our successful capital raise with additional improvements in asset quality.

http://www.silobreaker.com/carver-bancorp-inc-reports-second-quarter-fiscal-year-2012-results-5_2264990488253694030