UVE
That seems like a great idea (Being sarcastic.). The problem I have with UVE (Why I sold at $3.70 when I found this out, although I wish I wated to sell at a higher price.), is there investment decision to me make me wonder why do they seek risk as such a great level, there buiness is risky enough. Would it simply be easier, to own a bunch of T, KO, PEP,VZ,MO, etc. Collect 3-4-5% dividends, and not time the market, or buy things that are distressed or make huge sector bets. All is just my opinion, and I could always be wrong though.