Expect it to be profitable in second qtr'12,till then its stabilization period after BK process (still going on). Top mgmt needs to focus on business which is impossible with ongoing legal proceedings and mind you mkt is so bad, even big companies development is on hold for more than a year.
I would not expect great things from business at this point of time but as they expand in to/fro business, bank will shine as its more quantity dependant rather than quality oriented business (even though some claim this model has good margins).
Anything better happening well before the said period can be a big bonus in these difficult times,lets wait and see,I am not too optimestic now, believe it will be after 2-3 qtrs imho.
