hey tina ! Hope everything is fine with you. I didn't short this meltdown cuz its too tough to guess if the Fed or ECB will say or do something to create an artificial rally. I took a hit with my gold, silver and commodities holdings, but while the S&P500 is down 15%+ I'm only down 3%, so I can't complain. But I bought 3000 BAC yesterday for 5.18 and you can bet I'm gonna sell it this morning ! Chris