The issue with the merger is just the paperwork. As I understand how easy it is to have other important things to do so paperwork just gets put on back burner. I know to folks who worship paperwork this is heresy. But the only paperwork I really worry about comes in a roll.
Now if delaying the loan to when there are equipent/crews available I might buy. Considering if you were the lender you'd want to be sure your loan got the job done and not just burned up in day to day operations.
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